The gig economy sounds like a dream, and for many it is. Being your own boss, setting your own hours, working in pyjamas – what’s not to love? Whether you’re freelancing full-time or juggling a juicy side hustle, there’s magic in earning money on your terms. But let’s not get too starry-eyed. It’s not all … Read more
Millions of Australians hold multiple super accounts — and it could be costing them Vanguard’s late founder, John C. Bogle, was known for championing the importance of reducing investment costs. It’s a principle that’s especially important for long-term investments like superannuation. For Australians, a common scenario is having multiple superannuation accounts, which can lead to … Read more
Donald Trump’s new international trade tariffs have landed. Some are lower than others, some deals have been done, but overall they are the highest they have been in 100 years. They are also unprecedented in the era of the rules-based trade system that has been in place since 1945. So what happens next? That’s a … Read more
What is a retirement village There are so many options when it comes to moving into a retirement village. Here we explain what some of them are along with the contractual arrangements you may have for each accommodation. A retirement village is accommodation: intended for people who are 55 years or older that may be independent … Read more
Two mental traps that could be affecting your investing Even the most experienced investors can fall prey to subtle psychological traps. These behavioural biases often operate under the surface, influencing decisions in ways that can undermine long-term investment success. Here are two of the most common behavioural biases that may be affecting your investment results … Read more
Super contribution caps The government encourages us to contribute to our super by offering tax benefits. However, there are limits to how much you can contribute to your super each year without incurring additional taxes. Knowing the super contribution caps is an important aspect of retirement planning, as understanding the rules can help you maximise … Read more
