Experts answer: How to boost super at any age

By Alexandra Cain This content is produced by the Good Weekend in commercial partnership with MLC. Superannuation strategies differ depending on age and circumstances. Take an individual approach to secure a solid retirement balance, as guided by these industry experts. We know that women have much lower super balances than men. How can we redress the balance? Research … Read more

Credit scores and credit reports

Lenders use your credit score (or credit rating) to decide whether to give you credit or lend you money. Knowing this can help you negotiate better deals, or understand why a lender rejected you. Your credit score is based on personal and financial information about you that’s kept in your credit report. You can access … Read more

Don’t leave your business succession to chance

Don’t leave your business succession to chance – exit on your own terms. It may seem extraordinary but, according to a KPMG report, more than half of Australian family businesses don’t have an exit strategy in place for their current managing director or CEO1. Perhaps you think you don’t need a formal succession strategy because … Read more

Super lump sum

You may be able to take your superannuation as a lump sum payment when you retire. This is usually tax-free from age 60. How a superannuation lump sum works Depending on your fund’s rules, you may be able to withdraw some or all of your superannuation (super) as a lump sum. If so, you can … Read more

Cryptocurrencies: a brave new world or a gamble?

If you’re someone who follows the news closely, you’ve probably come across coverage about cryptocurrencies, especially Bitcoin, the first and best-known cryptocurrency. There’re been quite a few stories of people claiming to have become wealthy from cryptocurrency investing. There’s a family in the Netherlands that sold everything to bet all they have on Bitcoin!1 What’s … Read more

Low interest rates require a strategic rethink

By Tony Kaye, Senior Personal Finance Writer, Vanguard Australia Australian interest rates aren’t likely to be rising in the near future. That was the continued message from the Reserve Bank of Australia this month when it announced it was keeping the official cash rate at a record low 0.1 per cent for the tenth month … Read more

5 ideas for generating passive income

‘Passive income’ – the term conjures up images of long days relaxing on a beach free of financial worries because your investments are generating enough for you to enjoy life without needing a job. Maybe the term ‘replacement income’ is more accurate as it gives the idea of working towards eventually replacing the income you … Read more

Why investors shouldn’t fear October

By Tony Kaye, Senior Personal Finance Writer, Vanguard Australia After strong gains over most of this year, September proved to be a rocky month for global stock markets. The broader Australian market fell more than 2 per cent over the month, while the United States market suffered a fall of almost 5 per cent. That … Read more