Ensure your estate planning reflects your wishes

Ensure your estate planning reflects your wishes

Many people are surprised to learn that some of their largest assets may not be covered by their will. With recent changes affecting testamentary trusts and ongoing complexity around superannuation death benefits, now is a good time to review your arrangements.   New rules announced in the 2026-27 Federal Budget, combined with the growing complexity … Read more

How home insurance cash settlements work

How home insurance cash settlements work

If your insurer offers a cash settlement instead of organising repairs, it’s important to understand what you’re agreeing to. What is a home insurance cash settlement?  If you submit a claim on your home insurance, the insurer might offer to pay you an agreed amount (a cash settlement) instead of arranging repairs or replacing damaged items. If … Read more

Signals from the bond markets

Signals from the bond markets

If the financial markets could talk, then bonds would probably be saying: “We’re not convinced the story is over yet”. Bond yields have been rising around the world as investors reassess the outlook for inflation, economic growth and government borrowing. The moves have been significant enough to influence mortgage rates, government finances and investment portfolios. … Read more