How much can you borrow for a mortgage (and how much should you borrow)?

Key takeaways An understanding of the factors that influence the amount you can borrow for a mortgage, such as income and expenses, Loan-to-Value Ratio, credit history, and employment stability.  What steps you should take when considering how much to borrow, including consideration of future plans and goals, determining your capability to repay over a long … Read more

Keeping track of your shares

Monitor how your shares are performing compared to similar companies or the market overall. Stay up-to-date with company, economic and market changes. This gives you a better chance of acting quickly to take advantage of opportunities or to avoid losses. Set alerts to track share performance Economic and market changes can impact a company’s earnings. … Read more

Reverse mortgage and home equity release

If you’re age 60 or over, own your home and need to access money, releasing equity from your home may be an option. There is risk involved and a long-term financial impact. Get independent financial or legal advice before you go ahead. How home equity release works ‘Equity’ is the value of your home, less … Read more