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At Advantage Wealth Services, we develop tailored step-by-step financial strategies and help you make informed decisions about your money.

Superannuation, often called super, is a way to save for your retirement. You build up super while you are working to make sure you can have a comfortable retirement.

Super is a tax effective environment for your money. Both you and your employer can deposit money into your account. Your money will attract investment earnings, and when you reach your ‘preservation age’, you are able to start drawing on these funds.

Your employer must pay a proportion of your salary into a super fund. This is called the Superannuation Guarantee and has been increased to 10% per annum since July 1st 2021. It will increase by 0.5% each year until it reaches 12% in 2025.

Life takes twists and turns that we can’t always see coming. That’s why it’s so important that we are prepared for life’s emergencies. You don’t want to leave it to chance.

An accident, sickness or death of a working age parent will almost always have a significant impact on the financial circumstances of the family.

Having the right insurances in place can help protect your family and your income if the unexpected occurs.

The benefits of SMSFs include:

Greater control over your super, as you make the key decisions and you’re in charge of where you invest your money.
Flexibility and choice.
Costs. You are in control of what services you require.
Tax advantages. There are potential tax savings in SMSFs depending on your personal circumstances and investment strategy.
Pool your super with family or other members of the fund, for potential cost savings.
The potential to borrow to buy a property within your super fund.
Insurance can be included in your SMSF to protect your income and assets.
Planning for when you’re not around, by specifying who you want to leave your money to.

Retirement means different things to different people. For some, traveling around in Australia in a caravan is a life-long dream but for others flying at the pointy end of the plane and staying in 5-star hotels around the world is more how they see life after work. Or maybe spending more time with the grandkids or volunteering in your local community rate high on your list of retirement goals.

We all have different ideas of what the second half of our lives looks like and that’s why planning for your retirement is so important.

Estate Planning gives you the peace of mind that the people you care about are looked after if something happens to you.

You should consider estate planning if you have assets, whether it’s a house, superannuation, investments and/or a business.

More than just a Will, estate planning helps you arrange your assets so that your life savings end up in the right hands, at the right time.

We provide wealth management services to a wide array of clients including individuals and families. We assist with the structure and planning to assist in growing, preserving, and protecting wealth, whilst passing it onto the family in a tax-efficient manner and in accordance with your wishes.

Our wealth management service brings together tax planning, wealth protection, estate planning, succession planning, and family governance.

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In 15 minutes we can get to know you – your situation, goals and needs to see if we are the right fit to help you reach your potential.